Why is a loan without private credit more expensive?

If a “normal” financing through German banks is not feasible because of “negative private credit”, then the credit without private credit becomes the focus. Some interested parties would like to accept this loan, but hesitate because of the increased interest rate. They ask us why non-scholar loans are more expensive than other loans. That is…

The five biggest mistakes in loans

With a loan you can fulfill your wishes. Thanks to small installments, even large purchases are very easy to finance. However, there are some hurdles on the road to perfect credit. So you do not stumble, you should avoid these five most common mistakes. Mistake 1: You sign a loan agreement without comparing offers If…

Here is your loan request

With Crediter you can query the conditions of 20 different banks with a few mouse clicks. This is a great advantage over a request with only one bank directly. However, some customers are worried about their private credit score: they fear that a large number of inquiries from different institutions could worsen their credit rating…

Credit Check: What is my income for a loan?

Your income plays a crucial role in the bank’s credit check. Finally, the bank wants to know if you will be able to pay the agreed loan installments on a regular basis. In addition to revenue, regular spending also plays a role in the credit check. Our form for your online loan request contains a…

Your credit: why “more” is often better

You have your finances under control and strive to save – that is sensible and correct. The less you pay for a product or service, the more your account will be spared. “Less is more”, this old saying is justified in many areas of life. However, when it comes to the “right” loan amount, it…

Crediter helps, even if your bank has said “No”

Looking for a loan? Crediter helps you – even if others have already declined a loan. For example, many large banks have virtually no chance of getting a loan with negative private credit characteristics. Even the house bank, where you have had your account for years, often rejects the loan request within a few seconds….

Pay in advance for a loan? Better not!

They need money and maybe even urgently. They search online for a quick loan and will – apparently – find it. But now caution is announced: Will the provider help you free of charge? Do you get your loan offer and your loan contract without pre-payment? Only then is it a serious offer. However, if…

Your instant loan: If it has to go fast

Sometimes you suddenly need money. What to do, if then the Dispo is already exhausted and the credit cards are at the limit? A quick instant loan can be the best solution in this case. Crediter specializes in fast loans with or without private credit, and since we have 45 years of experience and the…